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One API, Global Payments
API integration helps enterprises quickly connect to
global payment services and achieve rapid growth.
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Payout
Streamline Global Payments and Unlock Scalable Growth
Boost approval rates, enhance conversions with localized payment
options, and fight fraud intelligently with AI.
Fast, secure, and scalable——
one API for all your global payment needs.
one API for all your global payment needs.
Multi-Currency Capability
NPAYOUT supports transactions across a wide range of currencies,
enabling businesses to operate seamlessly in today’s globalized
economy.
Efficient Same-Day Payouts
With NPAYOUT’s fast payout and settlement capabilities,
businesses can execute same-day disbursements across 60+
countries, ensuring smooth and timely financial operations.
Diverse Payout Methods
From local bank transfers to international wire transfers,
NPAYOUT offers a comprehensive suite of payout options tailored
to meet the evolving needs of global enterprises.
Transparent Pricing Structure
NPAYOUT is committed to full pricing transparency. Our clear and
straightforward fee model ensures no hidden costs, allowing for
better financial planning and control.
Efficient Global Payout Solutions for Diverse Industries
Empower Your Business with Seamless, Scalable, and Compliant Payout Capabilities
Employer of Record
Simplified Global Salary Disbursements
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Employer of Record
Streamline international payroll operations with a unified
platform that ensures timely, accurate, and compliant salary
payments across borders — without the complexity of managing
multiple banking systems.
Online Marketplaces
Trusted Seller Payout Experience
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Online Marketplaces
Offer sellers fast, reliable, and transparent payout
options, fostering trust and engagement within your
marketplace ecosystem while enhancing user retention.
Remittance Providers
Accelerated Global Money Transfers
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Remittance Providers
Enable fast, secure, and cost-effective remittance flows
across geographies. Deliver enhanced service reliability and
customer satisfaction with our robust payout infrastructure.
Card Issuing
Build and launch your card offering quickly with a platform built
for scalability
From managing expenses to streamlining order fulfillment, NPAYOUT
Card Issuing empowers you to effortlessly build, manage, and scale a
commercial card program. Launch quickly and tailor important
features such as card design and spending limits to fit your
business needs.
Full Control, Powered by APIs
Programmable Flexibility for Every Use Case
With our API-driven architecture, you can programmatically
configure every aspect of your card programme — from spend limits
and transaction rules to fraud controls and real-time approvals.
Whether you're issuing virtual or physical cards, our platform
gives you the tools to manage your programme with precision and
automation.
·Set dynamic spending limits and restrictions
·Enable SMS or API-based transaction confirmations
·Automate fraud detection and risk controls
·Support batch card issuance and lifecycle management
Example
Success
fail
1
"balance": 1
2
"cardKey": "213123123",
3
"cardStatus": "normal",
4
"email": "yi
5
"firstName": "WENYI",
6
"lastName": "YIN",
7
"mobile": "133002111",
Bring Your Brand to Life on Every Card
Customizable Card Design for Brand Recognition
Create a unique and memorable user experience with fully
customizable card face designs. From concept to delivery, our
team supports you through the entire design process — ensuring
your brand logo, colors, and messaging are beautifully
represented on every card we issue.
Built on a Foundation of Compliance and Expertise
Leverage Industry-Leading Regulatory Support
We understand the complexities of financial regulation. That’s
why we offer access to our network of trusted bank partners,
seasoned compliance professionals, and deep regulatory knowledge
— enabling you to focus on product innovation while we handle
the operational and legal groundwork.
Enable Seamless, Contactless Payments
Support for Digital Wallets and Instant Access
Cardholders can instantly load both virtual and physical cards
into Apple Pay and Google Pay, enabling secure, contactless
transactions — online, in-app, or in-store. Deliver a modern,
frictionless payment experience that meets today’s user
expectations.
Wallet
Latest Transactions
Xingbake
¥71.00
Shenzhen, Guangdong
2025/6/24
A Card Programme Designed for Fintech Innovation
Tailored to Your Business Needs
Whether you're processing $1 or $1M, our scalable card issuing
platform offers a consistent, developer-friendly experience
through a unified API. Built with compliance at its core, it
empowers fintechs and digital platforms to launch and grow
their card programmes with confidence and speed.
Built for Growth, Backed by Scalable Infrastructure
Supporting Businesses of All Sizes
Our issuing platform is used by companies across industries —
from early-stage startups to global enterprises. With a
single, unified infrastructure, we empower every business to
issue cards at scale, securely and efficiently.
Create a Unified Financial Ecosystem
Integrate Card Issuing into Your Financial Infrastructure
Simplify your tech stack by combining our card issuing
capabilities with our broader embedded finance solutions.
Seamlessly integrate with Treasury services to build a
full-featured financial hub — allowing your users to store,
manage, and spend funds all within your platform.
About NPAYOUT
NPAYOUT empowers global businesses with efficient and seamless fund
distribution solutions. Our platform offers two core services:
Payout and Card Issuing— both designed for easy integration via a
single API. Inspired by NPAYOUT, our solution helps businesses build
flexible, secure, and scalable payment experiences tailored to their
needs.
